Terms & Conditions

Welcome to Pactos.online. By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions.

1. Comparison & Referral Nature

Pactos is an independent comparison and referral platform. Pactos is NOT an insurance carrier, broker, or underwriter. Content on this site is provided for general informational purposes only and does not constitute formal insurance advice or a binding policy contract.

2. Third-Party Products & Payment Processing

All policy coverage, pricing, discounts, eligibility criteria, and payment processing are managed directly by applicable third-party insurance providers. Pactos does not issue policies, process insurance premium payments, or handle claims.